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Medigap benefits
Plan A
Plan B
Plan C
Plan D
Plan F*
Plan G*
Plan K
Plan L
Plan M
Plan N
Part A coinsurance and hospital costs up to an additional 365 days after Medicare benefits are used up
Part B coinsurance or copayment
50%
75%
Blood (first 3 pints)
Part A hospice care coinsurance or copayment
Skilled nursing facility care coinsurance
Part A deductible
Part B deductible
Part B excess charge
Foreign travel emergency (up to limit plans)
Out of pocket limit**
N/A
N/A
N/A
N/A
N/A
N/A

$7,220 in 2025

$3,610 in 2025

N/A
N/A

Key:
✓ = the plan covers 100% of this benefit
X = the plan doesn’t cover that benefit
% = the plan covers that percentage of this benefit
N/A = not applicable

* Plans F and G also offer a high-deductible plan in some states. With this option, you must pay for Medicare-covered costs (coinsurance, copayments, and deductibles) up to the deductible amount of $2,870 in 2025 before your policy pays anything. (Plans C and F aren't available to people who were newly eligible for Medicare on or after January 1, 2020.)

** For Plans K and L, after you meet your out-of-pocket yearly limit and your yearly Part B deductible, the Medigap plan pays 100% of covered services for the rest of the calendar year.

*** Plan N pays 100% of the Part B coinsurance, except for a copayment of up to $20 for some office visits and up to a $50 copayment for emergency room visits that don't result in inpatient admission.