Here are 10 standardized
X = the plan doesn’t cover that benefit
% = the plan covers that percentage of this benefit
N/A = not applicable
Here are 10 standardized
X = the plan doesn’t cover that benefit
% = the plan covers that percentage of this benefit
N/A = not applicable
Medigap benefits | Plan A | Plan B | Plan C | Plan D | Plan F* | Plan G* | Plan K | Plan L | Plan M | Plan N |
---|---|---|---|---|---|---|---|---|---|---|
Part A coinsurance and hospital costs up to an additional 365 days after Medicare benefits are used up | ||||||||||
Part B coinsurance or copayment | 50% | 75% | ||||||||
Blood (first 3 pints) | ||||||||||
Part A hospice care coinsurance or copayment | ||||||||||
Skilled nursing facility care coinsurance | ||||||||||
Part A deductible | ||||||||||
Part B deductible | ||||||||||
Part B excess charge | ||||||||||
Foreign travel emergency (up to limit plans) | ||||||||||
Out of pocket limit** | N/A | N/A | N/A | N/A | N/A | N/A | $7,060 in 2024 | $3,530 in 2024 | N/A | N/A |
* Plans F and G also offer a high‑deductible plan in some states. (Plan F isn't available to people new to Medicare on or after Jan. 1, 2020.) If you get the high‑deductible option, you must pay for Medicare covered costs (coinsurance, copayments, and deductibles) up to the deductible amount of $2,800 in 2024 before your policy pays anything, and you must also pay a separate deductible ($250 per year) for foreign travel emergency services.
** Plans K and L show how much they’ll pay for approved services before you meet your out‑of‑pocket yearly limit and your Part B deductible ($240 in 2024). After you meet these amounts, the plan will pay 100% of your costs for approved services for the rest of the calendar year.
*** Plan N pays 100% of the Part B coinsurance, except for a copayment of up to $20 for some office visits and up to a $50 copayment for emergency room visits that don’t result in an inpatient admission.